Terms & Conditions

This website is operated under the trading and project name “Di Marco Capital” by Gianluca Jesus Di Marco Nader, Founder & Managing Director, an independent financial intelligence and consulting practice based in Italy / the European Union. No legal entity has been constituted at the date of these terms.

The contracting party of record is legal identity to be confirmed, at registered address pending, with VAT / tax identification number pending. Contact: contact@dimarcocapital.co.

By accessing or using this website you accept these terms. If you do not accept them, do not use the site. The site is provided for professional and informational purposes to businesses, business decision-makers and individuals who approach the practice.

All content on this website — including research notes, methodology descriptions, analysis examples, calculators and tools — is general information and education only. It is not personalised investment advice, financial advice, portfolio management, tax advice, accounting advice or legal advice, and it does not take account of your objectives, financial situation or needs.

Calculators and tools produce indicative outputs from the assumptions you enter. They are modelling aids, not valuations, recommendations or professional opinions. You should obtain advice from a qualified, appropriately authorised professional before acting.

Nothing on this site constitutes an offer, invitation, inducement or solicitation to buy, sell or subscribe to any financial instrument, security or investment product, nor an offer of any regulated financial service, in any jurisdiction where such an offer would be unlawful or would require authorisation the practice does not hold. Di Marco Capital does not hold client money or assets and does not manage investments.

Submitting a form, requesting a meeting, attending an introductory call or exchanging correspondence does not create a client, advisory, fiduciary or contractual relationship. An engagement arises only under a separate written proposal or engagement letter signed by both parties, which will govern scope, deliverables, fees, timing, confidentiality and liability, and which prevails over these terms in the event of conflict.

Payment is not collected through this website. Any fees are agreed and invoiced under the signed engagement.

Analysis depends on information supplied, assumptions stated and conditions that change. Past performance and historical patterns are not indicative of future results. No outcome, return, valuation, transaction, funding result or business improvement is promised or guaranteed, whether by the site content or by any engagement.

The site, its design, text, research, methodology descriptions, graphics and code are owned by Di Marco Capital or its licensors and are protected by copyright and other intellectual property law. You may read, quote briefly with clear attribution and a link, and print for internal, non-commercial reference. Any other reproduction, redistribution, systematic extraction, republication, model training on the content, or commercial use requires prior written permission at contact@dimarcocapital.co.

Materials delivered under an engagement are licensed as set out in that engagement, not by these terms.

• Do not use the site unlawfully or in breach of third-party rights.
• Do not attempt unauthorised access, probe security controls, or interfere with the site's availability or integrity.
• Do not introduce malicious code, scrape abusively, submit automated or spam form entries, or circumvent rate limiting.
• Do not submit false identity information, third-party personal data without a lawful basis, or confidential material you are not entitled to disclose.
• Do not misrepresent the content, or imply endorsement or a client relationship.

We may suspend or restrict access where use breaches these terms or threatens the service.

The site may link to third-party websites and services, including scheduling and calendar providers. Those services are controlled by their operators and governed by their own terms and privacy policies. Linking is not endorsement, and we accept no responsibility for third-party content, availability or practices.

We take reasonable care with the content but do not warrant that it is complete, current, accurate or free from error, or that the site will be uninterrupted or fault-free. Content may be amended or withdrawn at any time without notice.

To the fullest extent permitted by applicable law, we exclude liability for indirect or consequential loss and for loss of profit, revenue, opportunity, data or goodwill arising from use of, or reliance on, this website. Use of the site and of any calculator output is at your own risk.

Nothing in these terms limits or excludes liability that cannot be limited or excluded under applicable law, including liability for fraud, wilful misconduct or gross negligence, or the mandatory rights of consumers under Italian and EU consumer protection law (including Legislative Decree 206/2005, the Consumer Code, where you act as a consumer).

Personal data is handled as described in the Privacy Policy, which forms part of these terms. Browser storage is described in the Cookie Policy.

These terms and any non-contractual obligations arising from them are governed by governing law to be confirmed — Italian law intended, and the courts of competent court / venue pending have exclusive jurisdiction, subject to any mandatory rule that gives a consumer the right to bring proceedings in the courts of their place of residence.

We may update these terms; the effective date at the top of this page shows the current version, and continued use after publication constitutes acceptance where permitted by law. If any provision is held invalid or unenforceable, the remaining provisions continue in force and the invalid provision is replaced by one that most closely reflects its intent.

Questions about these terms: contact@dimarcocapital.co — or use the contact form.